![]() Or, worse case, provide guaranteed issue coverage with no health questions.Īlso, “simplified issue” refers to how our insurance carriers underwrite the final expense product. If not, there are likely policies that will partially cover the client from the policy issue date. If the client medically qualifies, coverage may start fully from the first premium payment for the entire coverage amount.Premiums remain level, never increasing due to age or any arbitrary reason.Policies never cancel due to age or health as long as premiums are paid.I definitely recommend the PHP team in fort Worth.What Exactly Is Final Expense Life Insurance?įinal expense is a simplified issue whole life insurance product designed to pay money to an insured’s beneficiary to cover final expenses like burial and cremation costs.įurther, whole life insurance provides peace of mind to our clients in the following ways: They didn't try! You have to put the effort in at any job. Half these people giving bad reviews signed up, started listening to everyone else's opinion so never even tried to work so OF COURSE they never made it anywhere. They teach me the number 1 priority is making sure the customer is taken care of "don't let them sign up for anything they can't afford always do everything you can for them because we wanna take care of our customers" these people REALLY care. They gave me rides, payed for things for me, motivate me, and yes, they proved their income by showing me how much they made. These people have done nothing but help me through everything the whole time. I hate how so many people come on here sending bad reveiws because they didn't actually put any effort into their job. Everyone has their own opinion, so go out and discover what PHP Agency is all about! □ Don't give up on your dreams or go based off the words of other people. I give a big props to the agents in the field, you guys work hard! I do not know how to do it, but whatever you are doing, keep it going! Anyone who has the opportunity to work with PHP Agency, whether in the field or Home Office, you have a huge opportunity to learn and grow from great people around you. The field agents are the reason that we at Home Office have a job, their hard work and dedication pay off! "The field is king" as we say. The atmosphere is astonishing and so energetic. Let me just say how thankful I am to PHP for giving me a chance to grow and learn. They were able to vouch for my professionalism and my personality that I was worth interviewing and I would meet up to their standards. I came across PHP Agency through a temp agency (Pride staff). I was working at a restaurant restaurant for several years and trying to find employment outside of that industry was hard as no one was willing to give me a chance due to my lack of experience in the business world. PHP has given me a huge opportunity to grow and learn from the environment around me. ![]() It is my privilege to assist all agents when they call and direct them into the right direction. Let me start off by saying that I LOVE working at Home Office.
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